Your plans,
our solution.
A simple application, personal guidance and a confidential assessment for your personal loan or debt consolidation.
Enter an amount or use the slider
Effective interest rates from 4.7% to 9.9% and terms from 6 to 120 months, depending on the application, creditworthiness and lender conditions. *Non-binding simulation calculated using an illustrative rate of 7.9%. Granting credit is prohibited if it leads to over-indebtedness.
Your application in four steps
A clear process designed to reduce unnecessary steps and support you throughout.
Your application
Tell us about your plans and provide a few essential details.
Initial contact
A WHI adviser reviews your application and clarifies your needs.
Application assessment
We review the documents and assess the feasibility of your financing.
Your offer
You review the conditions freely before making any decision.
An offer suited to your application
Final conditions are determined after assessing your personal circumstances, repayment capacity and the lender’s criteria.
Financing that fits
your situation
Personal loan
Finance a vehicle, renovations, education or another personal project with an individual assessment.
Simulate my loan →Debt consolidation
Explore combining several commitments to simplify your monthly finances.
Assess my situation →The personal service of a broker, the simplicity of digital
WHI Crédit is a service of Wayne Home Investments Sàrl, based in Mies. Our approach prioritises direct, responsible and understandable communication.
- Confidential assessment of your situation
- Clear explanations, without unrealistic promises
- Service in French, English, Portuguese and Spanish
- No-obligation process
Whatever your need, let us assess your financing
Every application is assessed individually according to your circumstances, repayment capacity and the lender’s conditions. The purpose never guarantees loan approval.
Car and mobility loan
New or used car, motorcycle, electric mobility or another transport solution.
Renovation and home
Renovation, furnishing, equipment or improvements to your home.
Education and training
Continuing education, career change, studies or professional development.
Health and care
Dental care, medical equipment or planned healthcare expenses.
Wedding and family
Wedding, birth, moving home or another important family milestone.
Leisure and travel
Travel, sport, boat, motorhome or another personal leisure project.
Debt consolidation
Assessment of combining several commitments to simplify monthly management.
Another personal project
Tell us what you need and we will assess its feasibility confidentially.
Before you begin
Does an application commit me immediately?
No. Initial contact and assessment are without obligation. You decide after receiving and understanding the applicable conditions.
Which documents are usually required?
Depending on your profile, proof of identity, residence, income and expenses may be requested to assess your situation correctly.
Is approval guaranteed?
No. Every application is subject to a creditworthiness assessment and the lender’s decision. No credit may be granted if it leads to over-indebtedness.
A few details to get started
The first step is intentionally short. Additional information then helps us understand your situation before contacting you.
- Mobile-friendly step-by-step process
- Data handled confidentially
- No commitment when applying
- Documents requested only at the end
Let’s discuss your plans
Start your application in a few minutes or contact us directly. A WHI adviser will guide you through the next steps.
Start my applicationAll our loan solutions
Find the financing that matches your plans and the information you need to prepare an application in Switzerland.