Documents for a credit application in Switzerland
Prepare useful evidence without sending more personal data than necessary. Additional documents depend on your situation.
Start my application →A practical checklist
Documents should be complete, readable and current so that the application can be assessed consistently.
- Identity document and residence permit where applicable
- Recent proof of income
- Employment contract or business evidence
- Housing costs and household information
Documents commonly requested
- PDF, JPG or PNG format
- Complete pages without cropped information
- Up to three files in the initial form
- Further documents can be supplied later
How the assessment works
1. Describe your situation
Provide accurate information about residence, work, income and existing commitments.
2. Prepare evidence
Clear and recent documents help WHI Credit understand your application.
3. Affordability review
Income, household costs and current debts are considered together.
4. Lender decision
The lender alone decides whether credit can be granted and on which terms.
Non-binding simulation. Effective rates from 4.7% to 9.9% and terms from 6 to 120 months depend on the application, creditworthiness and lender conditions. Credit must not be granted if it causes over-indebtedness.
Frequently asked questions
Must I upload documents at step one?
No. The first screen only asks for request type, amount and term.
Which file formats are accepted?
PDF, JPG and PNG, up to 3 MB per file.
Can I complete the file later?
Yes. WHI Credit can request missing evidence after the initial submission.
Discuss your situation with WHI Credit
Apply online or contact our Mies office directly.
Apply for credit+41 22 870 03 01info@whi-credit.com