Health and dental loan in Switzerland
Spread eligible out-of-pocket health or dental expenses over a defined period after checking insurance and payment-plan options.
Start my loan requestNon-binding simulation. Effective annual interest rate from 4.7% to 9.9% and indicative terms from 6 to 120 months, depending on the application, creditworthiness and the lender’s conditions.
A financing solution tailored to the project
Before financing medical or dental costs, request a detailed estimate and verify the amount covered by compulsory or supplementary insurance. Credit should only cover the remaining personal cost and must remain affordable alongside rent, insurance premiums and existing commitments.
Common uses
- Dental treatment
- Orthodontic care
- Vision-related expenses
- Other eligible out-of-pocket treatment costs
Documents usually requested
- Identity document and permit
- Recent proof of income
- Detailed treatment estimate or invoice
- Insurance reimbursement statement where available
How the request works
Simulate
Choose an amount and term to view an indicative monthly payment.
Complete
Provide your contact, residence, employment, income and expense details.
Document
Add the usual supporting documents securely when requested.
Assessment
The complete application is assessed without any promise of approval or timing.
Frequently asked questions
Should I contact my insurer first?
Yes. Confirming the reimbursed amount helps avoid financing costs that insurance may cover.
Can dental work abroad be included?
The lender evaluates the documentation and complete application. Check medical, legal and insurance implications separately.
Is a treatment estimate useful?
Yes. A detailed estimate makes the required amount easier to justify.
Is approval guaranteed for urgent treatment?
No. Urgency does not replace the required creditworthiness assessment.
Discuss your project with WHI Credit
Questions before applying? Call 022 870 03 01 or email info@whi-credit.com.
Start my loan request