Home improvement and renovation loan in Switzerland
Plan renovation, energy-efficiency or furnishing work with an indicative monthly payment that fits your household budget.
Start my loan requestNon-binding simulation. Effective annual interest rate from 4.7% to 9.9% and indicative terms from 6 to 120 months, depending on the application, creditworthiness and the lender’s conditions.
A financing solution tailored to the project
A personal loan may cover work that is not financed through a mortgage or that needs to be completed quickly. Before applying, list the essential work, optional items and a contingency reserve. WHI Credit evaluates the request on the basis of verified income, regular expenses and existing credit commitments.
Common uses
- Kitchen or bathroom renovation
- Painting, flooring and interior work
- Energy-efficiency improvements
- Furniture and household equipment
Documents usually requested
- Identity document and permit where applicable
- Recent proof of income
- Recent account statement
- Quotes, invoices or a detailed project budget
How the request works
Simulate
Choose an amount and term to view an indicative monthly payment.
Complete
Provide your contact, residence, employment, income and expense details.
Document
Add the usual supporting documents securely when requested.
Assessment
The complete application is assessed without any promise of approval or timing.
Frequently asked questions
Do I need to own the property?
Not for every project. Tenants should obtain the necessary approval before altering rented accommodation.
Can several quotes be combined?
Yes. A consolidated budget helps show the overall amount required.
Can furniture be included?
It may be included when it forms part of the personal project and remains compatible with your budget.
Is the stated rate automatic?
No. The final rate depends on the application, solvency and lender conditions.
Discuss your project with WHI Credit
Questions before applying? Call 022 870 03 01 or email info@whi-credit.com.
Start my loan request