LEGAL INFORMATION

Terms of use and privacy policy

Last updated: 12 August 2026

Granting credit is prohibited if it leads to over-indebtedness. Every simulation is indicative and non-binding.

Website operator

whi-credit.com is operated by Wayne Home Investments Sàrl, Route Suisse 9B, 1295 Mies, Switzerland. Contact: 022 870 03 01 – info@whi-credit.com.

Purpose of the service

WHI Crédit enables users to request an assessment concerning a personal loan or debt consolidation in Switzerland. No displayed result constitutes a promise of approval, rate or processing time.

Financing conditions

Effective interest rates shown from 4.7% to 9.9% and terms from 6 to 120 months depend on the application, creditworthiness and lender conditions. Each application is subject to the checks required by Swiss law.

Data collected and purposes

The application may include identity and contact details, residence status, employment, income, expenses, existing loans and supporting documents. These data are used to contact the applicant, assess completeness and feasibility, and comply with legal obligations.

Recipients and checks

Where necessary, information may be shared with parties essential to the assessment, including authorised lenders or service providers, and may be checked with bodies provided for by Swiss law, including ZEK or IKO. Transmission does not mean approval.

Analytics and cookies

The website may use technical cookies and audience-measurement tools, including Google Analytics, to understand use of the website and improve its performance. Depending on configuration, technical information such as browser, device, pages viewed and approximate location may be processed. Browser controls can be used to limit cookies.

Retention and security

Data are kept only for the period required to process the request and comply with legal duties. Reasonable technical and organisational safeguards are used to prevent unauthorised access.

Your rights

You may request information about your data, correction or deletion where permitted by law, and withdraw consent for the future. Send requests to info@whi-credit.com.

Accuracy and changes

Applicants confirm that submitted information is accurate and complete. This policy may be updated when the service or applicable law changes. The published version applies.