Credit with a B, C or G permit in Switzerland
Understand the information usually reviewed when you live or work in Switzerland with a residence or cross-border permit.
Start my application →Your permit is one part of the application
Permit type, validity, time in Switzerland and employment stability may be considered. Requirements differ between lenders.
- Valid B, C or G permit
- Stable and documented income
- Accurate address and household information
- Existing loans, leasing and other commitments
Documents commonly requested
- Identity document and permit, front and back
- Recent salary statements
- Employment contract and proof of address
- Details of housing costs and current credit
How the assessment works
1. Describe your situation
Provide accurate information about residence, work, income and existing commitments.
2. Prepare evidence
Clear and recent documents help WHI Credit understand your application.
3. Affordability review
Income, household costs and current debts are considered together.
4. Lender decision
The lender alone decides whether credit can be granted and on which terms.
Non-binding simulation. Effective rates from 4.7% to 9.9% and terms from 6 to 120 months depend on the application, creditworthiness and lender conditions. Credit must not be granted if it causes over-indebtedness.
Frequently asked questions
Does a B permit guarantee approval?
No. It allows an application to be assessed, but approval depends on the full financial situation.
Can a G permit holder apply?
A cross-border situation may be assessed with appropriate residence, employment and income evidence.
What if my permit expires soon?
State this accurately and provide renewal evidence if available. The lender remains free to decide.
Discuss your situation with WHI Credit
Apply online or contact our Mies office directly.
Apply for credit+41 22 870 03 01info@whi-credit.com