Car and mobility loan in Switzerland
Finance a new or used car, an electric vehicle, a motorcycle or another personal mobility project with a clear overview of the monthly cost.
Start my loan requestNon-binding simulation. Effective annual interest rate from 4.7% to 9.9% and indicative terms from 6 to 120 months, depending on the application, creditworthiness and the lender’s conditions.
A financing solution tailored to the project
A personal loan can help spread the cost of a vehicle without using all your available savings. WHI Credit reviews the request according to your income, existing commitments and repayment capacity. The effective annual interest rate may range from 4.7% to 9.9% over 6 to 120 months, depending on the application, creditworthiness and the lender’s conditions.
Common uses
- New or used car
- Electric or hybrid vehicle
- Motorcycle or scooter
- Repairs and mobility equipment
Documents usually requested
- Valid identity document and residence permit where applicable
- Recent salary statements or proof of income
- Recent bank or postal account statement
- Vehicle offer or purchase document when available
How the request works
Simulate
Choose an amount and term to view an indicative monthly payment.
Complete
Provide your contact, residence, employment, income and expense details.
Document
Add the usual supporting documents securely when requested.
Assessment
The complete application is assessed without any promise of approval or timing.
Frequently asked questions
Can I finance a used vehicle?
Yes. The vehicle may be new or used. The lender assesses the borrower and the complete application.
Is a down payment compulsory?
Not necessarily. The appropriate structure depends on the purchase and your budget.
Can I request financing before choosing the vehicle?
You may request an indicative assessment first and provide the final offer later.
Does the simulation guarantee approval?
No. Every simulation is non-binding and approval depends on the complete credit assessment.
Discuss your project with WHI Credit
Questions before applying? Call 022 870 03 01 or email info@whi-credit.com.
Start my loan request